Attention: Proposed 2011 Budget changes in KiwiSaver
Particularly, she discusses one option for retirement: annuities. Annuity, as Mary Holm explains, is when you give a lump sum to whomever manages your annuity account, and in term pays you a monthly portion of that sum.
In the following article, Holm explains the benefits and detriments of Super-Annuity. If you need to know more, have a look here.
Alternatively, contact Ken for free, and arrange an appointment so he can explain how it might apply to your personal requirements.